Leasing

Leasing is a contract in which one party (the lessor) grants another party (the lessee) – for a fixed period of time and for a periodic fee – the use of an asset purchased by the lessor on the recommendation and choice of the lessee, with the latter having the option to purchase ownership of the asset at the end of the contract in exchange for a predetermined price.

This form of financing, intended for the purchase of productive assets, vehicles, and even real estate instrumental to business activities, is available to freelancers, artisans, companies, and public administrations.

Leasing offers numerous advantages:

• it adapts to the different needs of the customer (multiple combinations are possible between contract duration, frequency and amount of payments, and redemption value of the asset);
• it allows the entire cost of the asset to be financed and VAT to be spread over the entire duration of the contract;
• it does not require the provision of mortgage guarantees;
• it allows, on the basis of current legislation, the deductibility of leasing payments and VAT.