How to become an OAM credit agent

Complete guide for real estate agents and others

Even a real estate agent can become a credit agent

Expanding your skills by becoming an OAM-registered credit broker can prove to be a winning choice and a competitive advantage in today's real estate market.

This dual qualification allows agents to provide comprehensive support to clients from the outset, helping them both in choosing a property and in the financing phase, so that they are ready with a mortgage when they decide to make an offer to purchase.

This opportunity allows agents to offer a more effective and integrated service, avoiding interruptions in the buying and selling process and improving the customer experience.

Is it possible to be both a real estate agent and a credit agent?

Yes, the two activities are compatible, but they must be carried out in compliance with the rules laid down by current legislation. As clarified by the OAM, it is possible to practice both professions provided that the criteria of independence and transparency are respected.

Who is the credit advisor: what do they do and who do they work with?

A credit advisor, also known as a credit broker, is a professional registered with the OAM who mediates between the customer and banks to obtain mortgages, loans, or other forms of financing.

Their role is not only that of an intermediary, but also that of a guide and advisor in choosing the solution that best suits the customer's needs.

In short, the credit broker operates without ties to specific financial institutions and provides transparent advice to the customer.

Advantages of being both a real estate agent and a credit agent

Combining the two professions of real estate agent and credit broker means offering the customer an integrated and comprehensive service. But the benefits are not limited to the customer. The professional also enjoys concrete advantages such as:

• increased earning opportunities;
• customer loyalty;
• offering a more competitive service;
• greater differentiation in the market: you stand out from other real estate agents by also offering financial advice;
• greater control over the sales process by also following the financing phase, reducing the time and uncertainty associated with mortgage lending.

Would you like to become a credit agent too?

With Toscano Mutui, the Toscano Group company specializing in financial intermediation for mortgage and loan management, we offer real estate agents the concrete opportunity to obtain dual certification and start a new career in the credit sector.

Find out how to join a structured network, obtain training support, and operate as an OAM credit advisor, with the reliability of a historic brand.