How to become an OAM credit agent

Complete guide for real estate agents and beyond

A real estate agent can also become a credit agent

Expanding your skills by becoming an OAM-registered credit broker can prove to be a successful choice and a competitive advantage in today’s real estate market.

This dual qualification allows agents to support clients comprehensively from the very beginning, helping them both in choosing a property and during the financing stage, so they are already ready with their mortgage when they decide to make a purchase offer.

This possibility makes it possible to offer a more effective and integrated service, avoiding interruptions in the buying and selling process and improving the customer experience.

Is it compatible to be both a real estate agent and a credit agent?

Yes, the two activities are compatible, but they must be carried out in compliance with the rules set out by current regulations. As clarified by the OAM, it is possible to practice both professions provided that the criteria of independence and transparency are respected.

Who is a credit consultant: what they do and who they work with

A credit consultant, also known as a credit broker, is an OAM-registered professional who acts as an intermediary between the client and banks for the granting of mortgages, loans or other forms of financing.

Their role is not only that of an intermediary, but also of a guide and consultant in choosing the solution best suited to the client’s needs.

In short, the credit broker operates without ties to specific financial institutions and provides transparent advice to the client.

Advantages of being both a real estate agent and a credit agent

Combining the two professions of real estate agent and credit broker means offering the client an integrated and complete service. But the benefits are not limited to the client. The professional also gains concrete advantages such as:

• increased earning opportunities;
• customer loyalty;
• offering a more competitive service;
• greater differentiation in the market: you stand out from other real estate agents by also offering financial advice;
• greater control over the sales process: by also following the financing stage, you reduce the timeframes and uncertainties linked to mortgage approval.

Do you want to become a credit agent too?

With Toscano Mutui, the Gruppo Toscano company specializing in financial intermediation for the management of mortgages and loans, we offer real estate agents the concrete opportunity to obtain dual qualification and start a new career in the credit sector as well.

Find out how to join a structured network, receive training support and work as an OAM credit consultant, with the reliability of a long-standing brand.