Confidence in the market grows: more accessible mortgages and new opportunities

Ilario Antonio Toscano

3 minutes

The real estate market continues to show positive signs. The reduction in mortgage interest rates is making access to credit more advantageous, encouraging new sales and fueling the confidence of those who want to buy a home.

According to the latest ABI survey, the average rate on new mortgages for home purchases fell to 3.09% in January, thanks to the ECB's recent decision to reduce rates by 25 basis points.

This is a significant figure that has already had a concrete effect on our sales: in January 2025, transactions increased by 11% compared to the same period in 2024, continuing the growth trend of the last year.

This positive trend also applies to loan applications. Toscano Mutui, our company specializing in financial intermediation, recorded a 33% increase in 2024 compared to 2023, a sign that more and more people see mortgages as an economically sustainable solution for buying a home.

But the choice of mortgage is also influenced by emotions. Trust, security, and stability are determining factors, especially when it comes to an investment as important as buying a home.

While more favorable conditions encourage purchasing, it is essential to approach it with awareness. It is therefore important to rely on experienced professionals who can guide every choice with competence and transparency at all stages.

That is why our commitment doesn't stop at buying and selling: we also support our customers in choosing the most suitable financing, offering support and advice to make buying a home a safe and stress-free step.

Autore

Ilario Antonio Toscano

At just the age of 25 years, in 1982, he founded the company Toscano Immobiliare. At the end of the 1980s, the company began to expand in the city of Rome. It was during these years that the brand's distinctive style was born. By the end of 1991, an economic crisis began that would last until 1997, particularly affecting the real estate world. Despite the crisis, Toscano showed resilience and countered the trend compared to its competitors, undergoing its first major national expansion during those years, opening new agencies in major Italian cities while strengthening structurally and organizationally. In 1997, the Toscano Franchise was launched, which led to exponential growth for the Group. He is the Founder and honorary President of A.N.A.M.A., the national association representing business brokers, part of Confesercenti. In 2013, he published his first book, edited by Franco Angeli: "Per fare impresa, Il Caso Toscano: una storia italiana" (Doing Business, The Toscano Case: An Italian Story). The book covers the fundamentals of management for a service company. Today, he is the President and Founder of the companies Gruppo Toscano SpA and Toscano SpA.

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